Comprehensive risk management system

The security of transactions and data of merchants and consumers in the process of cross-border consumption is fully guaranteed, and more than 99% of transaction risks are avoided.

Transaction risk management

It helps identify sanctioned countries, individual country blacklists and politically sensitive persons (PEPs). We also use this system for transaction monitoring and acceptance.

Anti-fraud system

Cooperate with world-renowned risk control companies to effectively use big data to monitor risks and filter out high-risk transactions such as fake cards and fraud

Network transaction security

All products are designed and developed using the digital signature and encryption certificate related security recommendations for security protection

Real-time change monitoring

Strictly implement the five-level safety management system, and constantly improve the system operation and risk control of the two monitoring departments 7*24 hours a year to monitor the system operation

Smart Risk Control System

Nova2pay risk control engine conducts real-time risk assessment and transaction quality rating, while controlling high-risk transactions without reducing transaction success rates, thereby comprehensively reducing transaction fraud rates and chargeback rates.

Intercepting fraudulent transactions

Based on a global big data platform and tailored to the characteristics of the client’s industry, customized risk control models and strategies are constructed to provide real-time, automated fraud transaction identification services, accurately intercepting fraudulent transactions.

Chargeback Alert Tool

When consumers raise disputes, the system sends a chargeback alert notification to the merchant before the card issuer determines the chargeback, helping the merchant to pre-process chargeback disputes and initiate refunds, significantly reducing the merchant’s chargeback rate.

3D Secure 2.0

3DS 2.0 helps merchants reduce the risk of fraud, minimize fund losses, and flexibly adapt to complex regulatory systems, providing consumers with a smooth payment experience.

Global digital payment service provider


Hong Kong Money Service Operator License


US Money Services Business Digital Currency Registration


Licensed by the Monetary Authority of Singapore


Licensed by the Monetary Authority

Frequently Asked Questions

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